Toll Free: (877) 224-3450
En Espanol: 

No Cost/Fee: 
Get Started:
Current Rate:

NO COST/FEE LOAN
What is a no cost loan?
Is it right for me? 6.375% and up!

No Closing Costs

APPLY NOW!
We make the process
simple while saving
you money!

Save Money!

5.75%*
APR 5.789%

*30yr fixed 0 Points

Calculate Your Options
Figure out your monthly payment in advance by estimating your loan amount, interest rate, and length of mortgage.
Your Loan Advocate

Let us be your advocate and determine if you are getting the best rate and loan possible.

Check out the best rates in today's market:

CONFORMING LOANS (Current as of Sept 9, 2008)     See Lender Fees Stated Below

Special No Closing Cost/Fee Loans at 6.125%** and up (APR 6.125%**). Call today for details on this 30 year fixed rate with no pre-payment penalty. Some restrictions apply.


Call us today toll free at 877-224-3450 for additional rates and programs.
LOAN TYPE
INTEREST RATE* POINTS APR** GET STARTED
30 YR FIXED 5.750% 0 5.789% Apply Now 
5.625% .55.714% Apply Now 
15 YR FIXED 5.375% 0 5.441% Apply Now 
5.250%.55.395% Apply Now 
5/1 ARM Call0 0% Apply Now 
Call1 0% Apply Now 
30/10 YR FIXED 6.000%0 6.066Apply Now 
(Interest Only) Call.5 Call Apply Now 
*These rates are reliable but not guaranteed due to changes that occur in market conditions.

**Estimated - Based upon a $300,000 loan. Includes all lender fees and title closing fees.

Some restrictions apply. For these rates credit scores 720 and higher.

CONF. JUMBO LOANS (Current as of Sept 9, 2008)  From $417,050.00 to $729,000.00

Call us today toll free at 877-224-3450 for additional rates and programs.
LOAN TYPE INTEREST RATE* POINTS APR **GET STARTED
30 YR FIXED 6.0000 6.015Apply Now 
Call1 Call Apply Now 
15 YR FIXED -Please call for current rates-Apply Now 
-Please call for current rates-Apply Now 
3/1 ARM -Please call for current rates-Apply Now 
-Please call for current rates-Apply Now 
30/10 YR FIXED -Please call for current rates-Apply Now 
(Interest Only) -Please call for current rates-Apply Now 
*These rates are reliable but not guaranteed due to changes that occur in market conditions.

**Estimated - Based upon a $600,000 loan. Includes lender fees.

Some restrictions apply.





LENDER FEES:*

Underwriting $795
Processing$350**
Tax Service $60
Auto LP Underwriting$20
Wire Transfer$17
Credit Report$18
Flood Certification$12
Loan Administrative
$495** 
TOTAL AMOUNT=$1,767
*These Fees are Guaranteed
         ** This may be waived
3RD PARTY FEES:
Appraisal$350 (est.)
TitleYour Pick

  Advocate Home Loans is committed to giving you the best rate, lowest closing cost, and timely service in the industry today. When we give a Good Faith Estimate (GFE) and lock the rate for you, we will guarantee (no bait and switch here) the rate and GFE at the closing (title cost not included). We want your business today and tomorrow, also from your family, friends, and associates. Our company is based on repeat business and referrals. We do apply the “Golden Rule” and maintain the highest level of integrity, trust, and professionalism as a licensed mortgage broker.
 
Equal Housing Opportunity