Mortgage Meltdown - See CNN Report from 03-30-2008

We at Advocate Home Loans have never put our customers at risk by putting them in a high risk or bad mortgage. All loans that are closed through Advocate Home Loans are reviewed by top management to make sure they are the best loans for our customers. We have never done:                 

  1. Sub-prime Mortgages   2. Option ARM's Mortgages  3. Talked a customer into an ARM

We do not charge junk fees or change the Good Faith Estmate at closing. We have never had a complaint written to us or filed with the state from a customer. The mortgage that you get is a loan we would do for ourselves. You have my word on it.

                                        Michael D. Wilder, President

Call Us Today To Help You Navigate
Through The Mortgage Minefield

We at Advocate can help you get a loan at a great rate. Loans are much harder to get today, but we  understand the market and can get you approved. Check our 30 year fixed rates. They are the BEST in the industry today.

Why Choose Advocate Home Loans?

Why pay thousands of dollars in points to get a mortgage from our competitors when you can get the same rate at Advocate Home Loans with zero points? You may ask, "How do you do it?" Simple, we make less money per loan and pass the savings on to you by giving you a lower rate.

We do not charge any origination points. Yet, you have the option to pay extra to get a lower rate. For example, if you have a $350,000 mortgage you pay $0 in origination fees not $3,500. Call us today for an appointment. We do make house calls. Also, ask about our No Fee/Cost Loans.

We also offer mortgage consulting for those who are looking and/or have signed with another mortgage company. We will be your "advocate" to help protect you in a "bait and switch" situation which could save you thousands of dollars.